Still Working After 55?
Your Retirement Fund Has Options You Probably Do Not Know About
A legal strategy for South African professionals aged 55 and above to access tax-free capital, escape Regulation 28 limits, and build wealth more effectively without leaving your job.
The Hidden Limitation
in Your Retirement Annuity
Retirement Annuities governed by Regulation 28 restrict:
Exposure to high-growth international markets.
Broader investment choices may enable larger growth over time. You could significantly improve your returns with access to more markets.
Investment in hedge funds and alternative assets
Unlocking new asset classes can diversify your portfolio. A wider range of options may strengthen long-term stability.
Portfolio customisation based on risk tolerance
This may cost hundreds of thousands in potential growth. After age 55, a legal option becomes available even while continuing full-time work.
Portfolio customisation based on risk tolerance
This may cost hundreds of thousands in potential growth. After age 55, a legal option becomes available even while continuing full-time work.
The Solution:
The 55-Plus Financial Repositioning Strategy
This strategy gives you greater freedom to manage your retirement savings while continuing your career. It offers legal, tax-efficient ways to access capital, tailor your investments, and enhance growth potential beyond traditional retirement annuities.
Access your R550,000 tax-free lump sum without retiring
Escape Regulation 28 restrictions by moving funds into a Living Annuity with full investment flexibility
Design your own portfolio aligned with goals and risk profile
Continue working and saving using more powerful vehicles.
Potentially boost long-term returns by accessing global markets and alternative strategies
Follow a fully legal, SARS-approved strategy that knowledgeable South African investors already use to reposition their retirement savings effectively.
WHO THIS IS FOR
DUAL-PATH VALUE PROPOSITION
One-on-One Strategy Session - Best for personalised advice:
Review retirement structure
Evaluate if repositioning suits you
Explain tax savings and growth opportunities
Answer questions clearly
Retirement Transition Course - Best for comprehensive learning:
Understand Regulation 28 and post-55 options
Tax-efficient withdrawal strategies
Sustainable income and estate planning
Case studies and decision-making frameworks
CREDIBILITY
Extensive experience guiding South African professionals in retirement decisions
Independent SFP-accredited advisor focused on client goals
Education-first approach empowering informed decisions
Bookings
Monday:
Credit Score Breakdown
Time:
7:00am - 8:00am
Credit Specialist:
Emily Johnson
Tuesday:
Credit Monitoring Setup
Time:
9:00am - 10:00am
Credit Specialist:
Michael Williams
Wednesday:
Dispute Strategy Session
Time:
10:00am - 11:00am
Credit Specialist:
Jessica Miller
Thursday:
Debt-to-Income Review
Time:
11:00am - 12:00am
Credit Specialist:
Emily Johnson
Friday:
Credit Report Analysis
Time:
1:00pm - 2:00pm
Credit Specialist:
Michael Williams
What My Clients Say
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Contact Me
Send me a message if you need more information